Really simple used car financing

Secure a loan instantly at competitive rates

currency-rates

Competitive rates

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decision-making

Fast decisions

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money

Seamless transactions

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How it works

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Find a car and select loan terms

On the detail page of the vehicle you’re interested in, click “Start financing” and choose your loan terms. Even if you’re just shopping around for rates on similar cars, there’s no obligation to accept any offer.

Not sure of the right loan terms? Get started with our financing calculator.

Submit your application

When you’re ready, you’ll be matched with the lender offering you the best rate. An instant decision means you can weigh your options sooner, without going to a dealership.

Schedule a delivery or test drive

Once you’ve finalized your loan, just give us a convenient time to bring you the car. By applying for financing before your test drive, we can leave the car with you that day if you like it.

If you have questions about your offer, email us at finance-support@shift.com

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LOAN CALCULATOR

Vehicle price ($)
Interest rate (%)
Period (month)
Down Payment ($)
Calculate
Monthly Payment
Total Interest Payment
Total Amount to Pay

PROTECT YOUR PURCHASE

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umbrella

Gap Coverage

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Vehicle Protection Plan